Agriculture is the backbone of Tanzania’s economy, as the largest single sector, contributing 29% (2016)1 to the country’s GDP. Nearly 80% of the households in the country engage in agriculture according to the latest FinScope Tanzania survey,2 with one third gaining more than half of their income from agricultural activities.3 Access to finance is a key factor in the continued growth of this economy. Yet the characteristics of individual farmers in Tanzania differ, both from the general population and from one another, and as a result, their financial behaviour and needs vary greatly.
